The percentage of consumers who believe it is a good time to buy dropped to 61%, an all-time survey low¬, right as summer is about to come to a close.

According to the July Housing Survey from Fannie Mae, consumer attitudes toward the home-buying environment stumbled last month despite positive home-price change expectations.

And the share of consumers who believe now is a good time to sell a home didn’t fare too much better, dropping 7 percentage points to 45%.

“Deteriorating consumer assessments of income growth over the past year as well as increased caution around the direction of the economy and personal financial expectations may be contributing to the pullback in sentiment,” said Doug Duncan, senior vice president and chief economist at Fannie Mae.